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Treasury and global markets services

by the saudi national bank 

Currency Exchange

Exchange currencies with competitiv​e prices and prompt service through any of our listed branches.
Branches that deal with all Foreign Currencies

Below are the currencies you may exchange at our branches

USDAmerican Dollars
GBPPound Sterling
CHFSwiss Francs
AEDArab Emirates Dirham
TRYTurkish Liras
EGPEgyptian Pound
MADDirham Moroccan

​Terms and conditions apply.
The advertised prices do not include any fees that may be imposed by the correspondent bank for transfers.
The product/service may be affected by changes in foreign exchange rates.
For more information, please contact 800 244 1005

​Spot Deals
A spot deal is a contract to exchange one currency for another at the current market rate. Settlement is typically within two working days.

A forward is a contract to exchange currencies that involves the buying or selling of a particular currency in the future, at a rate agreed on up front. This rate is called the “Forward Rate".

Option - Call and Put
A currency option is a contract where the customer pays a premium to SNB to obtain the right, but not the obligation, to buy (call) or sell (put) a specified amount of foreign currency at an agreed exchange rate, on or before a specified future date.

Banknote - USD and EURO
Banknote selling is where a customer buys physical foreign currency notes at the market price. SNB expert staff will provide competitive spot, forward and option quotes on virtually any currency.

Structured Solutions
Structured Solutions are offered to meet the individual requirements of Corporate Clients, helping them meet their hedging requirements, either through cost reduction or income enhancement. Solutions cover foreign exchange, interest rates and commodities. Investment Solutions are also available covering a wide range of asset classes.

​Bullion Products and Services
Our Bullion business in precious metals like gold, include the following:

  • Consignment: A Consignment is the physical delivery of gold (Bullion Bars) to any location the client specifies in the Kingdom and GCC against a 100% cash reserve in addition to a 5% margin.
  • Gold Loan: A Gold loan is a commercial loan whereby physical gold or ounces is used as collateral.
  • Cash Account: A Cash Account refers to the physical or non-physical delivery or trading of gold, silver or platinum.

Minimum transactions on each are as follows:

  • Gold 100 Troy ounces
  • Silver 5,000 Troy ounces
  • Platinum 100 Troy ounces


​Time Deposit
Time deposit is held with SNB for a pre-agreed period where SNB promises to pay the customer back the full deposit plus interest.

​Interest Rate Swap
An Interest Rate Swap is an interest rate hedging solution that is made between the treasury and customers to minimize exposure to fluctuating interest rates.​


​Khayrat / Murabaha
Secured Capital approved by SNB's Shariah Board. Khayrat/Murabaha allows a customer to sell commodities to SNB at a deferred price that is inclusive of a pre-determined profit margin.

​Shariah Compliant Structured Solutions
SNB Structured Solutions offers an extensive range of Shariah compliant alte​rnative hedging and investment solutions that have been reviewed by our Shariah Advisor. The solutions covers a wide range of asset classes.