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You may apply for AlAhli Credit Card now through  SNB Mobile

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SAVE WHILE TRAVELING ABROAD

When using your AlAhli Credit Card overseas, some merchants might ask you to pay with the Saudi Riyal (SAR) or the local Currency which is the country you are visiting (E.g. US Dollar in the US, or AED in UAE)

Therefore, we advise you to always choose the local currency for the below benefits:

  1. To avoid hidden currency exchange rate, applied by the merchant, which might be up to 5%, in comparison with the fixed currency exchange rate applied by SNB that is 2.75% when using your AlAhli Credit Card overseas.

  2. To earning additional ‘LAK’ points up to 50%, only when using the local currency of the country you are visiting.​

Example1: If a transaction was performed in London, United Kingdom:

​​​

If you choose to pay in GBP (£)

If you choose to pay in SAR

Transaction Amount

£1,000

SAR 1,000

Conversion Rate

4.667

4.667

FX Mark-up

2.75%

3.0%

Final Amount Charged to Your AlAhli Credit Card

SAR 4,795.34

SAR 4,807.01

Savings

SAR 11.67

 

LAK Points gained

(using Mass Rate)

7192

4807

Additional Lak Points Earned

2,385

 ​



Example2: If a transaction was performed in Dubai, United Arab Emirates: 

If you choose to pay in  AED

If you choose to pay in SAR

Transaction Amount

AED 1000

SAR 1000

Conversion Rate

1.021

1.021

FX Mark-up

2.75%

3.0%

Final Amount Charged to Your AlAhli Credit Card

SAR 1049

SAR 1051

Savings

SAR 3

 

LAK Points gained

(using Mass Rate)

1573

1051

Additional Lak Points Earned

522

 ​



Note: VAT is applied on Forex Markup as per Royal Decree NO.(M/113) dated 02/04/1438, a Value Added Tax (VAT) would be introduced effective 01 January 2018. ​

Transaction Amount 

1,000 $

Conversion Rate

3.75

Transaction Amount in SAR

3,750 SAR

FX Mark-Up 2.75%

103.12 SAR

VAT 15% on Forex Markup

15.46 SAR

Total Charged (with VAT)

3,868.56

Relax at over 1,200 lounges with “Mastercard Travel Pass" app. Download the app to enjoy access to airport lounges using your SNB cards from Mastercard

How to Obtain the lounge access:

  • Download the “Mastercard Travel Pass" app from “Google Play" or the “App Store"
  • Register your SNB Card from Mastercard
  • See the lounges near you and clearly view if you are eligible for complimentary access
  • Generate and present the app QR code or membership number to the lounge receptionist to access the lounge

Offer Terms & Conditions:

  • Number of available lounges and entitlement will vary depending on card type such as Debit, Credit, Prepaid, Business or card tier such as Titanium, Platinum, World, World Elite Mastercard. Lounges may change and the latest list is kept updated on the app
  • Complimentary access entitlement and fees for you or your guest will vary according to card tier. If applicable, fees will be charged immediately to the Mastercard on the app
  • Lounge access can be validated with the QR code or membership number (available online and offline) on your app. Each cardholder, primary and supplementary, should show their individual QR code (by registering their cards separately using individual email IDs)
  • Lounge access is powered by Dragon Pass
  • Terms & conditions apply


Concierge service for premium credit cards​

Enjoy the concierge service presented with SNB Credit Cards for your personal needs such as hotel reservations, restaurant reservations and more of your personal needs

For concierge service please contact the numbers below:

Visa Alfursan Infinite Customers:

  • Local: 800 844 3488
  • International: +971 436 11234 Or +44 207 850 2829​

Wessam Customers:

  • Local: 800 850 0901
  • International: 13123923810
Retail Banking Customers:

  • Local: 800 844 8551  Or  800 850 0890

TRAVEL INSURANCE

Travel insurance is a service provided to Alahli credit card holders provided to Wessam Gold, Wessam Platinum and Private banking credit card customers.

For more details about Travel insurance: ​

Note: Travel Insurance does not cover Visa Basic, Visa Platinum , MasterCard Titanium and MasterCard Platinum credit card holders. ​