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Enjoy our exclusive offers from a variety of car dealerships and approved distributors that are tailored to your needs and convenience, ensuring a pleasant experience in getting the vehicle of your choice





For more information, please call 920000891 or visit our sales representative at the dealer's showroom. You may also visit the nearest Lease Finance center or any of SNB branches.​
For more information about Lease finance for Wessam’s customers​

​​Important Notes:

  • The Annual Percentage Rate (APR) is the cost of the credit extended to the consumer by the bank. This rate is usually higher than the profit rate (Flat Rate) as it takes into consideration payment start date and all costs featured in extending that credit namely administrative fees, commission, and insurance cost. Therefore, APR provides a clearer picture of the cost of credit than profit rate. 

The table below and its numbers are an illustrative example only to show the annual percentage rate, which is dependent on six variables (Finance amount, profit rate, Finance tenor,insurance amount , car price and payment start date):

​Example of Calculating the Annual Percentage Rate
​ ​ ​ ​ ​
​Asset Type
​Finance Amount
​Finance Duration
​Monthly Repayment
Balloon Payment
​5 Years

  • Administrative fees are calculated by 1% of the finance amount or 5,000 SAR whichever amount is less​.

​Example of annual percentage rate

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